Health Insurance for Foreigners

Commercial health insurance for foreigners is a requirement for obtaining a visa or residence in the Czech Republic.

We offer two types of insurance:

  • Insurance for Necessary and Urgent Healthcare for Foreigners
  • Comprehensive Health Insurance for Foreigners

Insurance can be arranged for children (0-18 y.), adults (19-59 y.) and seniors (60-69 y.) or students (15-26 y.)

Insurance for Necessary and Urgent Healthcare for Foreigners

  • suitable for short-term visits up to 90 days
  • insurance covers: necessary examinations required for diagnosis and treatment, necessary treatment and hospitalization, urgent dental treatment, outpatient prescribed medication, repatriation to the home country
  • maximum limit of insurance cover: EUR 60 000
  • insurance also covers emergency treatment in the Schengen area

The insurance contract on Insurance for Necessary and Urgent Healthcare for Foreigners serves as a document for a stay of up to 90 days according to Act No. 326/1999 Coll. on the residency of foreigners in the territory of the Czech Republic, as amended.

 

 

Comprehensive Health Insurance for Foreigners

  • suitable for stays longer than 90 days
  • insurance covers: necessary examinations required for diagnosis and treatment, necessary treatment and hospitalization, urgent dental treatment, outpatient prescribed medication, repatriation to the home country, preventive check-ups, vaccinations, dispensary care
  • maximum limit of insurance cover: EUR 400 000
  • insurance also covers emergency treatment in the Schengen area

The insurance contract on Comprehensive Health Insurance for Foreigners serves as a document for a stay of longer than 90 days pursuant to Section 180j of Act No. 326/1999 Coll. on the residency of foreigners in the territory of the Czech Republic, as amended.

 

 

Assistance service

The insurance includes assistance services provided by Eurocross Assistance, which are available 24 hours a day, 365 days a year in Czech, English, Russian, Ukrainian and all other world languages.

Optional Additional Insurance

  • Accident insurance: financial compensation up to CZK 200 000 (accident) and CZK 100 000 (death)
  • Liability insurance: damage to the health or property of a third party (max. limit CZK 1 000 000)

See General and Special Insurance Terms and Conditions for complete information about insurance for foreigners in document section.

How to report claim?

Always a claim need to be announced to the insurance company Vitalitas as soon as possible.
Please send a FORM with all required documents.

How to cancel an insurance policy?

You can request cancellation of your insurance policy ONLINE. Cancellation is regulated by the information provided in the general and special insurance conditions and pre-contractual information.

Documents:
General and Special Insurance Terms and Conditions – Comprehensive Health Insurance
General and Special Insurance Terms and Conditions – Necessary and Urgent Healthcare
Insurance Product Information Document – Comprehensive Health Insurance
Insurance Product Information Document – Necessary and Urgent Healthcare
Pre-contractual information